Two strong, similar options
For Nigerian and broader African sellers, Paystack and Flutterwave are both reliable, well-supported payment gateways with card, bank transfer, and USSD options. Neither is a wrong choice, but a few practical differences shape which one we recommend.
Paystack: our usual default
Paystack tends to have a slightly simpler integration for straightforward store checkouts and strong documentation, which keeps build time down. We default to it for most local Nigerian client builds unless there's a specific reason to choose otherwise.
Flutterwave: better for multi-country reach
If you're selling across several African countries or need a wider range of currencies and payout options, Flutterwave's broader regional coverage often makes it the better fit. We use it as the alternative for clients with a genuinely cross-border customer base.
Our approach
Every custom store we build supports both as options, with Paystack as primary and Flutterwave as the alternative — so you're never dependent on a single gateway's uptime or policies. Global clients outside Africa pay via Stripe or PayPal through Zinn Hub instead.